Terms of Use and Sale

2. Description of Services

Scorechain AI provides blockchain analytics for informational and educational purposes only.The platform enables users to:

•    View address scoring that reflectsthe risk level of incoming and outgoing transactions associated with blockchainaddresses.
•    See an overview of entity typeslinked to those transactions (e.g., exchanges, gambling services, sanctionedaddresses);
•    See an overview of entity typeslinked to those transactions (e.g., exchanges, gambling services, sanctionedaddresses);
•    Re-access previously viewed orpurchased analyses through a personal history section;
•    In the future, download the corresponding PDF summaries.

The risk score is computed using Scorechain’s proprietary algorithms based on publicly available blockchain data as well as our internal databases. It does not represent a legal or regulatory verification of the integrity of a transaction or of the identity of the sender or recipient, nor does it constitute a “Know Your Transaction” (KYT) or “Know Your Customer” (KYC) process that may be required by regulators or authorities.

The Service is not a regulated financial, compliance, or payment service under Luxembourg or EU law.

It must not be relied upon as a substitute for independent due diligence, compliance, or risk-assessment procedures.

3. Account Creation

You may register using:

• Your Google account, or
• An email address and password

You must provide accurate and current information (name, company, email). You are solely responsible for maintaining the confidentiality of your credentials and for all activities occurring under your account.

4. Use of Credits (“Checks”)

• “Checks” are pre-paid digital credits used to unlock access to detailed scoring results.
• Each address scoring deducts one or more Checks, according to current pricing.
• Checks have no monetary value, cannot be exchanged for cash, and are non-transferable
• Checks remain valid while your account is active. Expiration or balance policies may be introduced with reasonable prior notice.

5. Payments and Fees

By completing a transaction, you agree to the terms and conditions of the applicable payment provider.
Scorechain does not store or have access to any payment-card information, cryptocurrency wallet details, or private keys.
All prices are displayed in euros (or equivalent).
All sales are final and non-refundable

In accordance with Article L.222-9(7) of the Luxembourg Consumer Code, implementing Directive 2011/83/EU, you expressly consent to immediate digital delivery and acknowledge that you lose your statutory right of withdrawal once the Service begins.

Payment Refunds and Compliance Procedures

In certain circumstances (for example, failed transactions, over-payments, or compliance verification), the external payment provider may request additional information from the payer in order to process a refund.
Scorechain has no control over such refund or compliance procedures and does not hold or manage any user funds.
If the payer fails to provide the requested information or comply with the provider’s process, the refund may not be completed.
Users acknowledge that Scorechain shall not be responsible for any delays, refusals, or losses resulting from such third-party payment processes.

6. No Right of Withdrawal (Digital Content)

Under Article L.222-9(7) of the Luxembourg Consumer Code and Directive 2011/83/EU, users who purchase access to digital content that is delivered immediately after payment lose their statutory right of withdrawal once delivery has begun.

By proceeding with payment, you:

1. Expressly consent to immediate execution of the Service and
2. Acknowledge that you thereby lose your right of withdrawal.

Accordingly, all purchases made on Scorechain AI are final and non-refundable once the scoring process starts.

7. Acceptable Use & Scope

Users are granted a limited, non-exclusive, non-transferable license to use Scorechain AI for their own internal and informational purposes only. Users may:

• Access and consult scoring information for their own operational or compliance needs;
• Use results internally to justify that their activity complies with applicable laws and regulations; and
• Communicate relevant information from the Service to legal authorities, regulators, or external auditors, or, where applicable, to their own customers solely for the purpose of informing them of a suspicious transaction or source of funds.

Users must not:

• Use the Service for illegal, fraudulent, or unethical activities, including AML/CFT violations;
• Reverse engineer, copy, scrape, or redistribute any data, interface, or visual output;
• Use the Service or its results for any commercial resale, redistribution, or to provide competing products or audits of third parties;
• Circumvent usage limits, pricing mechanisms, or authentication features

Any violation of these provisions may result in immediate suspension or termination of access without refund and may give rise to legal action.

8. Intellectual Property

All intellectual property rights relating to Scorechain AI — including algorithms, scoring methodologies, databases, visuals, user interface, and accompanying documentation — are the exclusive property of Scorechain SA.

You are granted a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Service strictly for internal or informational purposes.Users may not reproduce, republish, or publicly disclose any data or screenshots without prior written authorization.

9. Data Protection

Scorechain SA acts as the data controller for all personal data collected through Scorechain AI.
We process limited information — including your name, email, company name, wallet addresses, and payment metadata — to operate and secure the Service, as detailed in the Scorechain AI Privacy Policy.
External payment processors act as independent data controllers for payment-related processing.
Scorechain complies with the EU General Data Protection Regulation (GDPR).
For questions or data-subject rights (access, rectification, erasure, restriction, portability, or objection), contact support@scorechain.com.
Marketing communications, if any, are governed by your consent and Scorechain’s Privacy Policy.

10. Availability and Maintenance

Scorechain AI is provided on a best-effort basis.We do not guarantee continuous availability or error-free operation.Maintenance, technical updates, or third-party dependencies (e.g., blockchain APIs, payment gateways) may temporarily disrupt access without prior notice.

11. Disclaimer of Warranties and Limitation of Liability

12. Termination

Scorechain may suspend or terminate access if:

● You breach these Terms, or
● Continuation of the Service becomes impracticable for technical, legal, or commercial reasons.

You may close your account at any time by contacting support@scorechain.com.

13. Amendments

Scorechain may amend these Terms at any time.
Material changes will be notified via email or platform notice.
Continued use of the Service constitutes acceptance of the updated Terms.

14. Governing Law and Jurisdiction

These Terms are governed by the laws of Luxembourg. All disputes shall fall within the exclusive jurisdiction of the Luxembourg City courts, without prejudice to mandatory consumer rights in your country of residence.

15. Contact

Scorechain SA
11, boulevard du Jazz L-4370 Belvaux, Luxembourg
Mail: support@scorechain.com

16. Regulatory Disclaimer

The Scorechain AI Service is not a regulated financial, investment, or payment service under Luxembourg or European Union law. Use of the Service does notcreate any client relationship governed by financial-sector regulation. Use of the Service does notcreate any client relationship governed by financial-sector regulation.

The Service does not perform identity verification, customer due diligence, or transaction monitoring within the meaning of AML/CFT regulations.

17. Report and Service Disclaimer (Binding Version)

This Service and its outputs are provided solely for informational purposes and are valid as of the date displayed. Scorechain does not offerany explicit or implied guarantee regarding the validity or completeness of anyscoring beyond its generation date.

Scorechain strives to deliver independent, current, and accurate analytics; however, it shall not be responsible for any changes in data, assumptions, or facts arising after issuance.Decisions made based on Scorechain AI outputs are the sole responsibility of the user.

The Service does not fulfill any obligation to conduct internal risk assessments or decision-making processes. Due to the potentially high-risk nature of some blockchain information, certain underlying data may not be disclosed. The Service and all outputsare provided “as is,” with all existing faults and deficiencies, withoutwarranty of any kind. To the fullest extentpermitted by law, Scorechain and its affiliates expressly disclaim allwarranties, whether express, implied, statutory, or otherwise, includingimplied warranties of merchantability, fitness for a particular purpose, title,and non-infringement.

Neither Scorechain nor its service providers shall be liable for:

A. Any act or omission not amounting to intentional misconduct as determined by a final judgment of a competent court;
B. Lost profits, loss of data, goodwill, or any indirect, incidental, consequential, or punitive damages;
C. Direct damages exceeding in total the amount actually paid by you for the Services;
D. Any claims from third parties arising from use of the Service.

These limitations apply regardless of whether the damages arise from contract, tort (including negligence), or any other legal cause, and even if such damages were foreseeable.You acknowledge that Scorechain AI does not guarantee identification of blockchain participants or assessment of fraud or crime-related activity, and you agree that you do not rely on the Service for such determinations.

18. No Re-export

The Customer acknowledgesthat the use of the Services is subject to applicable export control laws andregulations, including, but not limited to, the U.S. Export AdministrationRegulations (EAR) and European Union sanctions. The Customer agrees andcertifies that it shall not, directly or indirectly, provide access to orre-export any part of Scorechain’s services, technology, or data to: anyindividual, entity, or organization located in a country or region subject tocomprehensive sanctions or embargoes (including, but not limited to, Belarus,North Korea, Iran, Syria, and Cuba) unless expressly permitted by applicablelaw or regulation; any entity or individual on any government-issued restrictedparty lists (e.g., the U.S. Department of the Treasury's Office of ForeignAssets Control (OFAC) Specially Designated Nationals List, or any similar listissued by the European Union or United Nations).

The Customer shall ensure that its end users, partners, and affiliates are also fully compliant with this clause. Any violation of this provision shall be considered a material breach of the agreement, giving Scorechain the right to immediately terminate access to the services without notice. In the event of such termination, the Customer acknowledges that Scorechain shall not be obligated to provide any refund, credit, or compensation for any fees or payments made prior to the termination.